Question 1

What is the maximum HOA fine in Florida?

Accepted Answer

Under Florida Statute 720.305, HOA fines are limited to $100 per violation per day, with a maximum aggregate of $1,000 per violation instance. Fines must be approved by an independent fining committee.

Question 2

Can my HOA fine me without a hearing?

Accepted Answer

No. Florida Statute 720.305(2)(a) requires that all fines be approved by an independent fining committee of at least 3 members who are not officers, directors, or employees of the association. The homeowner must be given an opportunity to be heard.

Question 3

How long does my HOA have to give me notice before fining?

Accepted Answer

Under Florida Statute 720.305(2)(b), your HOA must provide at least 14 days written notice before the fining committee hearing. The notice must specify the violation and proposed fine.

Question 4

What is Florida Chapter 720?

Accepted Answer

Florida Statute Chapter 720 is the Homeowners Association Act, the primary law governing HOAs in Florida. It establishes homeowner rights including fine limits, notice requirements, record access, and board governance rules.